Life Insurance Quotes

What Is Life Insurance?

Life Insurance cover provides a lump-sum payment in the event of death – tax free. The amount of life cover (also commonly referred to as life insurance) is paid to the policy owner.

Who can have it?
Anyone between the ages of 16 & 74 who is either a New Zealand Citizen or a permanent resident is eligible to apply for life insurance.

Note if you are in New Zealand on a work visa and are currently in the process of applying for residency you may also be eligible.

If you are a New Zealand Citizen or a permanent resident who currently resides overseas, you may also be eligible for Life Insurance.

What is covered?
All of the life insurance products offered through our site provide cover in the event of death by any reason (e.g. health, accident).

What isn’t covered?
Suicide is excluded for the first 13 months of all contracts. The insurer may also decline a claim if you have not been honest when completing your application form (non-disclosure). If you are in doubt about the relevance of any medical condition you should always disclose this during the application process.

Terminal illness Benefit
In the event that you are diagnosed by a doctor as being terminally ill within 12 months, all of the products that we offer will provide an early payment of your life insurance cover (note – maximums apply).

For many people the main reason they do not have life insurance is because they do not believe that it is affordable.

This is a significant hurdle for the life insurance industry however as insurance agents become a lot better at matching a clients needs to the products they sell life insurance is seen as a lot more affordable.

Affordable Life Insurance is something that is a must for all walks of life. Without affordable life insurance many people will be left without adequate life cover and therefor face significant risk in the event of a loved one passing away.

These days you can get Affordable Life Insurance for as little as $16 per month (Up to $150,000 of cover) which is very affordable.

So what is Life Insurance?

Life insurance is a form of insurance on the life of a person. If the person dies then the insurance policy pays out a sum of money to the policyholder (such as a person’s family).

You′re in Control
No pressure and no hassle. Sort your insurance at your own pace, in your own place!

Leading Insurers
Choose from New Zealand′s big brand life insurers. With stability, history and financial strength comes confidence at claim time.

No Cost, No Commitment
Our service is totally free. Also, applying online doesn′t tie you in. Your application (or policy) can be stopped at any time.